MORTGAGE CENTER
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IRM will provide you with the best lenders to accomodate your financial
needs. We specialize in home loans for home based and international clients
that consider moving into the US.

CONVENTIONAL LOANS

FIXED, ADJUSTABLE & COMBINED RATE MORTGAGES



VA LOANS

VA loans are guaranteed by U.S. Dept. of Veterans Affairs. The guarantee allows veterans and service persons to obtain home loans with favorable loan terms, usually without a down payment. In addition, it is easier to qualify for a VA loan than a conventional loan. The U.S. Department of Veterans Affairs does not make loans, it guarantees loans made by lenders. VA determines your eligibility and, if you are qualified, VA will issue you a certificate of eligibility to be used in applying for a VA loan. VA-guaranteed loans are obtained by filing applications to private lending institutions.




With so many mortgage plans available you must consider how much time you will be staying in the home, the amount you would like to apply towards monthly payments, other costs involved to close the transaction, the interest rates, and does the loan have a prepayment penalty?